How long has GE been offering finance?

For decades. We are one of the world's leading business lending groups.

How do we differ from a bank?

We can offer clients faster and more carefully tailored flexible solutions than most banks. GE Capital can take on a wider variety of loan types and, because of our structure, we usually respond to market changes and customer needs more quickly.

Why should you do business with us?

For flexibility and business understanding. Our competitive advantage is that we are a portfolio lender. As your needs fluctuate during the term of your loan, you can create convenient structures from an array of customized lending options.

Can you avoid using your family home to secure business finance?

Yes. A real advantage of dealing with GE Capital is that we have enough experience to know the true value of assets and equipment. In appropriate cases, we can structure our security against the value of your business assets and equipment without using your family home.

What are our interest rates?

Interest rates vary depending on the type of financial product, the term and amount of the loan, the current short-term market rates, timing of the loan and the credit risk.

How do you access GE for finance?

You can reach GE Capital at 1.866.317.4323 or consult the Company Directory and Contact Us sections of this site for additional contact information depending on your region or industry needs.

Can we still help if your business was unprofitable last year?

We are more than just a fair-weather friend. We recognize that every company has its ups and downs and we can often help in ways you may not expect. From asset sales and refinancing to a host of cash flow enhancement products, we are here to help.

What kind of equipment do we finance?

We will look at financing any new or used tangible equipment. We already finance equipment in a wide range of industries, including transportation, construction, healthcare, forestry, manufacturing, oil and gas, printing, hospitality and retail.

Is a down payment required?

No. Leasing is generally considered 100% financing. The only up-front expense is one month's payment

How will leasing affect your cash flow?

Positively. Leasing usually lowers monthly payments more than other financing sources. And that can help you bring revenues and expenses into closer alignment. Make fixed payments, and you will have the added benefit of being able to accurately forecast your equipment expenses.

How are lease payments structured?

We can build considerable flexibility into your payment arrangements. While most leases provide for regular monthly payments, those payments can be made in advance, in arrears or at irregular intervals. Terms range up to seven years depending on the type of equipment and can be customized to suit your particular needs.

Can lease payments be reduced?

Lower monthly or quarterly lease payments can be negotiated, usually by extending the term of the lease. Assuming that payments are fixed, an extended term can reduce the amount of each individual payment; however, the amount paid over the full term will be higher.